By Dr. Gerald Bellin, DVM
Wildwood Animal Hospital and Clinic LLC “
Being admitted to the profession of veterinary medicine, I solemnly swear to use my scientific knowledge and skills for the benefit of society through the protection of animal health and welfare, the prevention and relief of animal suffering, the conservation of animal resources, the promotion of public health, and the advancement of medical knowledge. I will practice my profession conscientiously, with dignity, and in keeping with the principles of veterinary medical ethics….”
One of the difficult barriers to overcome here is “the protection of animal health and welfare” and “the prevention and relief of animal suffering”. The most common reason this barrier becomes difficult is due to client finances. Finances can be a tough subject to broach when talking pet care. However, the reality in most veterinary practices is that some clients are just unable to afford the most effective quality care for their pets.
My last article talked about a New Year resolution to maintain a healthy pet. So why not start off the new year right by investing in your pet’s health. Pet health insurance is affordable, will benefit your wallet and provide for your pet’s health and wellbeing, allowing your mind to be at ease.
Pet health insurance alleviates some of the burden of costly veterinary bills, making it easier for you as a pet parent to follow through with wellness prevention, diagnostics, and treatment recommendations that your veterinarian makes. Being able to proceed with veterinary recommendations allows for a much higher quality of care for your beloved furry friend.
Pet insurance companies offer plans similar to human insurance, so you have to choose a yearly deductible along with a reimbursement percentage. So, a plan may have a $250 deductible and a 90 percent reimbursement. How this works for you: Say your pet becomes very sick and has to be hospitalized. Your pet is diagnosed by performing a comprehensive physical exam, complete blood count, blood chemistries, electrolytes, thyroid testing, a urine analysis, and x-rays. These diagnostic tests reveal chronic kidney disease so your fur baby is hospitalized for two to three days and receives extensive IV fluid therapy, blood pressure monitoring, medications, and a special diet. This costs you $1,400; however, you only have to pay $365 after your insurance reimbursement. This is a savings of $1,035 for your pocketbook.
Not only can insurance help with illnesses, but in maintaining and safeguarding their wellness and health. There are several insurance company options out there to choose from. I have found them pretty comparable in price so you just need to look at a couple.
Your veterinarian would be happy to answer questions you have on pet insurance and supply any helpful handout information available. Remember, your pet’s health is important and costs will be more manageable with the great benefits of pet health insurance.
Wildwood Animal Hospital and Clinic LLC is located at 210 Airpark Road in Marshfield and online at wildwoodanimalhospital.net.